Bank Statement Loan Program

As a self-employed entrepreneur, how can you qualify for a home loan with low rates?

At Western Pacific Home Loans, we understand the challenges faced by self-employed borrowers unable to verify income or qualify for a traditional  home loan like tax returns. Our bank statement mortgage programs serves as a solution, empowering you to prove your ability to repay by providing by providing 3-24 months of bank statements.

- Loan amounts up to $5 million

- Available for purchase, cash-out or rate-term refinance

- Primary, Second Home, or Investment Properties

- 3, 12 or 24 months of business or personal bank statement 

A bank statement mortgage allows eligible self-employed borrowers to use bank statements to help verify income instead of tax returns. A lender will use these statements to analyze income to prove the ability to repay a loan.