At Western Pacific Home Loans, we understand the challenges faced by self-employed borrowers unable to verify income or qualify for a traditional home loan like tax returns. Our bank statement mortgage programs serves as a solution, empowering you to prove your ability to repay by providing by providing 3-24 months of bank statements.
- Loan amounts up to $5 million
- Available for purchase, cash-out or rate-term refinance
- Primary, Second Home, or Investment Properties
- 3, 12 or 24 months of business or personal bank statement
A bank statement mortgage allows eligible self-employed borrowers to use bank statements to help verify income instead of tax returns. A lender will use these statements to analyze income to prove the ability to repay a loan.
