While some types of VA loan refinancing won't use your credit score, for your initial VA loan most lending institutions will use a benchmark of some kind. On average, that number is around 620.
Generally, if you have completed at least 90 days of active service during wartime,
you have at least 6 years of service either in the Reserves or National Guard,
you have served at least 181 days of active service during peacetime,
you're the spouse of a military service member who has either died in the line of duty or as a result of a service-related disability.
In order to qualify for a VA loan, you'll need to provide your lending institution with a COE, or Certificate of Eligibility. The process to obtain a COE involves obtaining proof of service and filling out the right paperwork for your military branch.
We've been helping customers afford the home of their dreams for many years and we love what we do.
Company NMLS: 264390
155 N Riverview Dr Suite 120
Anaheim Hills, California 92808
Phone: (888) 944-6262
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