Today’s Non-Prime loans are carefully underwritten with an appropriate examination of the underlying collateral (Subject Property). These loans serve borrowers who have been unable to qualify for government-backed loans such as FHA and Conventional financing, but may otherwise have income that may not appear on their Tax Returns but can meet the down payment requirements.
Mortgage Solutions for Non-Prime Loans
Owner-Occupied, 2nd homes, and Investment Properties
Up to 90% LTV
Credit scores down to 500
Loans up to $5 million
DTI up to 55%
VOE (Verification of Employment) Only Programs
- 1 Month, 12 Month or 24 Month Bank Statement program.
Business Purpose Loans/ Stated Income
- Private Money Financing
- Fix n Flip Loans
- Ok with Foreclosure, Short Sale, Bankruptcy or Deed-in-Lieu (*)
SFRs, Townhomes, Condos, 2-4 units, Mixed Use
* Mixed-Use Properties
* Small Commercial
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