Today‚Äôs Non-Prime loans are carefully underwritten with an appropriate examination of the underlying collateral (Subject Property).  These loans serve borrowers who have been unable to qualify for government-backed loans such as FHA and Conventional financing, but may otherwise have income that may not appear on their Tax Returns but can meet the down payment requirements.

Mortgage Solutions for Non-Prime Loans
  • Owner-Occupied, 2nd homes, and Investment Properties
  • Up to 90% LTV
  • Credit scores down to 500
  • Loans up to $5 million
  • DTI up to 55%
  • VOE (Verification of Employment) Only Programs
    - 1 Month, 12 Month or 24 Month Bank Statement program.
  • Business Purpose Loans/ Stated Income
    - Private Money Financing
    - Fix n Flip Loans
  • ITIN
     - Ok with Foreclosure, Short Sale, Bankruptcy or Deed-in-Lieu (*)
We Offer:
  • SFRs, Townhomes, Condos, 2-4 units, Mixed Use
  • Non-Warrantable Condos
* Mixed-Use Properties
* Small Commercial

If you or any of your family, friends or acquaintances who might need good honest advice, I would appreciate you mentioning my name.